Simple "Do it Yourself Budget"

I Found this graphic about Budget. Simple

Memorial Day.

Happy Memorial day weekend.
I found this on my mailbox.

I love America, I just don’t understand Americas ….Do you?

If a woman burns her thighs on the hot coffee she was holding in her lap while driving, she blames the restaurant.

If your teen-age son kills himself, you blame the rock ‘n’ roll musician he liked.

If you smoke three packs a day for 40 years and die of lung cancer your family blames the tobacco company.

If your daughter gets pregnant by the football captain you blame the school for poor sex education.

If your neighbor crashes into a tree while driving home drunk, you blame the bartender.

If your cousin gets AIDS because the needle he used to shoot heroin was dirty, you blame the government for not providing clean ones.

If your grandchildren are brats without manners, you blame television.

If your friend is shot by a deranged madman, you blame the gun manufacturer.

And, if a crazed person breaks into the cockpit and tries to kill the pilots at 35,000 feet, and the passengers kill him instead, the mother of the deceased blames the airline.

Just too Weird for me!
But…If I die in front of my computer, I want you to blame Bill Gates.

Called Mami

Mother's day was the 8th or the 10th for some people. Well Mother's month is May. If you have not call you mother or visit her try to do it in the month of May. I called my mother who is over seas this week after not calling her for few months. I have been filling bless all week.
I will start calling her more often, the few dollars that I spent on the calling card is nothing compare to the joy that I felt when I was talking to my Mami.

Saving $10 from TD Bank

I am saving for two girls; they can help too at least with $10 from TD Bank.
By reading ten books during the Summer the bank will deposit $10 into a new or existing Young Savers account. Book log can be print from the bank's website and bring it to any branch to get the $10.

I will add another dollar per book myself to their piggy bank.

Book Log

No 401 k

I just roll over my 401k to a financial planer. There is about 10k in it. I will keep half on the Traditional IRA account. I am cashing the other half. Why ? I need to pay couple of credit cards. Combined they are less then a thousand dollars. I have an utility bill for another 1k that has been dragging for months, this will give me more room for saving in the coming months. The balance will go into my emergency fund which has $100 today.
For the taxes I will take care next year, I will be in the 25% tax bracket. I may roll some money back by the end of the 60 days limit to minimise the taxes. For the penalty, I know is 10%, I may be able to avoid it.